Vestigo
Virtual Cards

Virtual cards are a game-changing payment solution designed for modern businesses and individuals seeking secure, efficient, and highly controllable financial transactions. They eliminate the need for physical cards, enhance security through unique card details, and empower users with complete control over their spending.

Whether it’s for online shopping, subscription management, or corporate purchases, Vestigo Virtual Cards redefine how payments are made and managed.

Summary

100% digital cards with no physical form
Separated from the underlying funding source
Convenient and easily accessible
Enhanced security features with fraud prevention measures
Instant creation and management
Flexible spending controls, such as limits, expiration dates, and merchant-specific options
Versatile for various use cases, from corporate spending to recurring payments
Ideal for international transactions with secure, hassle-free global compatibility

Client’s Pain Points

Our Solution

Client’s Pain Points

Loading...

Security Concerns

Fear of exposing primary card details during online transactions.

Unmatched Security Features

Unique Card Numbers: Each transaction uses a separate card number, keeping your primary account details safe.

Single-Use and Merchant-Specific Options: Cards can expire after a single use or be tied to specific merchants, minimizing misuse.

Fraud Prevention: Protect your account even if a virtual card number is compromised.

Security Concerns

Fear of exposing primary card details during online transactions.

Unmatched Security Features

Unique Card Numbers: Each transaction uses a separate card number, keeping your primary account details safe.

Single-Use and Merchant-Specific Options: Cards can expire after a single use or be tied to specific merchants, minimizing misuse.

Fraud Prevention: Protect your account even if a virtual card number is compromised.

Lack of Control Over Spending

Difficulty setting specific budgets or limits for transactions.

Challenges managing recurring payments or subscriptions.

Superior Control

Set spending limits, expiration dates, and transaction caps for each card.

Generate cards instantly through an intuitive platform or mobile app.

Easily manage subscriptions and recurring payments without the risk of unauthorized charges.

Lack of Control Over Spending

Difficulty setting specific budgets or limits for transactions.

Challenges managing recurring payments or subscriptions.

Superior Control

Set spending limits, expiration dates, and transaction caps for each card.

Generate cards instantly through an intuitive platform or mobile app.

Easily manage subscriptions and recurring payments without the risk of unauthorized charges.

Inefficiency in Payment Management

Delays in creating and issuing traditional cards.

Complex processes for tracking expenses and managing multiple transactions. 

Simplified Management

Instant Creation: Generate virtual cards in seconds for one-time or recurring payments.

Tracking and Budgeting: Allocate budgets and track spending by individual merchants or categories.

Global Compatibility: Conduct secure transactions internationally with ease.

Inefficiency in Payment Management

Delays in creating and issuing traditional cards.

Complex processes for tracking expenses and managing multiple transactions. 

Simplified Management

Instant Creation: Generate virtual cards in seconds for one-time or recurring payments.

Tracking and Budgeting: Allocate budgets and track spending by individual merchants or categories.

Global Compatibility: Conduct secure transactions internationally with ease.

Global Payment Challenges

Inability to manage international payments securely and efficiently.

Difficulty monitoring employee spending for business-related purchases.

Versatile Use Cases

Online Shopping: Safeguard your primary card information during online purchases.

Corporate Spending: Provide employees with secure, controlled access to company funds.

Subscription Management: Simplify recurring payments while avoiding hidden fees.

Travel and Free Trials: Book securely and ensure no unwanted charges post-trial periods.

Global Payment Challenges

Inability to manage international payments securely and efficiently.

Difficulty monitoring employee spending for business-related purchases.

Versatile Use Cases

Online Shopping: Safeguard your primary card information during online purchases.

Corporate Spending: Provide employees with secure, controlled access to company funds.

Subscription Management: Simplify recurring payments while avoiding hidden fees.

Travel and Free Trials: Book securely and ensure no unwanted charges post-trial periods.

Our Solution

Types of Virtual Cards

Single-Use Virtual Cards: These expire after a single transaction, providing the highest level of security for one-off purchases.
Limited-Use Virtual Cards: These can be used for multiple transactions up to a certain spending limit or within a specific timeframe.
Merchant-Specific Virtual Cards: These are tied to a particular merchant and cannot be used elsewhere.
Disposable Virtual Cards: Similar to single-use, these are designed for one-time use and then discarded.

Why Vestigo Virtual Cards?

We optimize card system operations by separating the issuance of virtual and regular cards, reducing the load on the bank’s core infrastructure for faster request processing and improved system efficiency. Through simple APIs, our virtual card issuance system seamlessly integrates with existing infrastructure, enabling banks to offer secure, flexible, and scalable payment solutions to their clients. This empowers end users with smarter payment management, from corporate expense control to subscription management and secure global transactions.

Take control of your payments with Vestigo Virtual Cards.