We support feature-rich credit cards, installment cards and cash loans as well as strong API capability enabling numerous use cases for advanced lending proposition. Lending can be provided pre-purchase, in-purchase – e.g. BNPL or card installments at POS, or post–purchase – e.g. push or pull conversion into installments.
Summary
Issuer strategies
Vestigo’s capabilities
Issuer strategies
Pre-purchase: installment card, consumer loan
In-purchase: card-based installments, BNPL
Post-purchase: splitting transactions or open amounts into installments; push (offer to eligible customers via digital or other channels), or pull (customer using app or contacting call center)
All products across cards and payments on one platform. Example: Relationship started via BNPL or prepaid, can grow by gradually adding credit card, debit card, loans, account-to-account payments
Multi-country, multi-currency, multi-language system
Proven with multi-country financial institutions and third-party processors
Highly configurable system driving time to market for new products and functionalities
Strong API capability – overall solution has 200+ APIs
Works seamlessly with the Embedded Finance Partnerships modul which serves as “engine room” efficiently for running partnerships at scale
Vestigo’s capabilities
Informational and advisory agents
Card management across all types of cards
Convergence and modernization layer
Management between financial institutions and partners
Automated processing across all payment types
Modernize financial infrastructure through secure, scalable, cloud-native solutions
Enable secure, flexible, and controlled payments without physical cards
Empowers merchants through flexible, scalable, and revenue-focused payment solutions
Enables flexible credit, installment, and BNPL solutions across the customer journey
Flexible management of retail, corporate, and multicurrency accounts.
Flexible loyalty programs for growth
VESTIGO CARDS & PAYMENTS: PAYMENTS CONVERGENCE IN ACTION
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