Vestigo
Acquiring

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Icon of the shopping cart

Powerful acquiring back-end system meeting the needs of your merchants (flexible currency, pricing and funding options across complex hierarchies), as well as powering your business performance by driving up revenue (distribution partnerships, international expansion, product and process partnerships through APIs), and managing cost (interchange optimization, automated disputes).

Vestigo Acquiring is designed as a tool to support your business goals. Our business goal is to make you successful! The list below gives a selection of typical client priorities and how we support them.

Summary

Enable your merchants to integrate easily and access innovation from eco system of partners

Optimize profit margins

Support FX strategies of acquirers and their merchant clients: Enable merchants to receive funds in desired currency and enable acquirer to manage FX risk – Grow internationally and support multinational merchants

Enable cooperation with various distribution partners (ISOs, payment facilitators, master merchants, etc.) and merchants with complex hierarchies

Keep your assets fully utilized and managed effectively

Provide effective customer support to your merchants

Eco system support on a terminal level

Support all your devices from a single system – ATM back-end capability

Improve efficiency and effectiveness in operations / dispute management area

Flexible integration with merchant portal

Leverage synergies between issuing and acquiring

Acquirer's strategies

Vestigo’s capabilities

Acquirer's strategies

Enable your merchants to integrate easily and access innovation from eco system of partners

Every single feature exposable via API – ideal for an eco-system-based innovation and process optimization, e.g. digital merchant boarding

Powerful inherent innovation capabilities driven by rich parameters and agile development within uniquely powerful framework

Optimize profit margins

Interchange optimization tool makes sure that the optimum interchange rate is applied to each transaction

Sophisticated billing – IC+, IC++, blended, fixed, %, event driven, periodic, transaction or service-based; tiered and threshold rates

Support FX strategies of acquirers and their merchant clients: Enable merchants to receive funds in desired currency and enable acquirer to manage FX risk – Grow internationally and support multinational merchants

Fully multi-currency system, multi-entity, multi-tenant system

Currency management on transaction level

Configurable FX rate sources (schemes, treasury department, DCC rates, etc.)

Flexibility on when, where, in what currency and in what way merchants are funded

Enable cooperation with various distribution partners (ISOs, payment facilitators, master merchants, etc.) and merchants with complex hierarchies

Rich merchant hierarchies, particularly in conjunction with the PartnerManagement module

Flexible pricing, reporting and settlement, funding at any hierarchy level

Keep your assets fully utilized and managed effectively

Keeping key information about the terminals deployed at the merchant (asset management)

Interface to the TMS

Provide effective customer support to your merchants

Comprehensive view of the merchant’s business across hierarchies, incl. terminal type allows for effective support

Eco system support on a terminal level

Virtual TIDs – multiple virtual terminals possible on one single terminal (e.g. for Diners, Amex, merchant-specific payments)

Support all your devices from a single system – ATM back-end capability

ATM capability proven on an estate with more than 1,000 ATMs

Improve efficiency and effectiveness in operations / dispute management area

Fully automated dispute management (chargebacks, etc.) helps manage chargeback losses and reduce cost of running the associated operations

Flexible integration with merchant portal

Use APIs to provide merchants with integrated view together with GTB and other information

Leverage synergies between issuing and acquiring

Vestigo Issuing module is part of the same solution – this allows for seamless implementation of your synergy strategies

Vestigo’s capabilities

Let us know about your specific needs and we will be delighted to discuss how we can help you.

VESTIGO CARDS & PAYMENTS: PAYMENTS CONVERGENCE IN ACTION

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