We support feature-rich credit cards, installment cards and cash loans as well as strong API capability enabling numerous use cases for advanced lending proposition. Lending can be provided pre-purchase, in-purchase – e.g. BNPL or card installments at POS, or post–purchase – e.g. push or pull conversion into installments.
Summary
Issuer strategies
Vestigo’s capabilities
Issuer strategies
Pre-purchase: installment card, consumer loan
In-purchase: card-based installments, BNPL
Post-purchase: splitting transactions or open amounts into installments; push (offer to eligible customers via digital or other channels), or pull (customer using app or contacting call center)
All products across cards and payments on one platform. Example: Relationship started via BNPL or prepaid, can grow by gradually adding credit card, debit card, loans, account-to-account payments
Multi-country, multi-currency, multi-language system
Proven with multi-country financial institutions and third-party processors
Highly configurable system driving time to market for new products and functionalities
Strong API capability – overall solution has 200+ APIs
Works seamlessly with the Embedded Finance Partnerships modul which serves as “engine room” efficiently for running partnerships at scale
Vestigo’s capabilities
VESTIGO CARDS & PAYMENTS: PAYMENTS CONVERGENCE IN ACTION
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